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2109 Garfield Street, Chattanooga, TN 37404

$214,900
  • 2109 Garfield Street, Chattanooga, TN 37404 Main Photo

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Active Price Reduced by $5,000 on August 14th, 2026
BEDS3 BATHS1 full SQUARE FEET970 MLS#1538027
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONLovemans Addn NEIGHBORHOODChattanooga

Property Description

Recently renovated and move-in ready, this charming Chattanooga home combines modern updates, original character, and a convenient central location.Inside, natural light fills the spacious living room and highlights the original hardwood floors. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a large rear deck overlooking a level, fenced backyard--ideal for entertaining, pets, gardening, or additional outdoor space. The generous lot may also offer potential for a future secondary dwelling, subject to zoning and approval.Major improvements have already been completed, including updates to the roof, HVAC, water heater, electrical, plumbing, kitchen, bathroom, and appliances. New exterior siding and fresh paint add to the home's curb appeal and help make this a truly move-in-ready opportunity.Located just minutes from Downtown Chattanooga, UTC, Erlanger Hospital, CHI Memorial Hospital, shopping, dining, and major highway access, 2109 Garfield Street offers convenient access to many of Chattanooga's largest employers and everyday amenities.Whether you're a first-time buyer looking for an affordable path to homeownership or an investor seeking a low-maintenance rental opportunity, this property offers excellent flexibility and value.Buyer assistance up to $21,000 may be available! This home qualifies under Chattanooga's Down Payment Assistance Program, and qualified buyers may be eligible for up to $21,000 in combined assistance through City of Chattanooga and THDA programs. If you're currently paying around $1,600 per month in rent, homeownership may be closer than you think.Plus, the seller is offering a paid home warranty for additional peace of mind.

2109 Garfield Street | MLS# 1538027

This single family home located at 2109 Garfield Street, Chattanooga, TN 37404 is currently listed for sale with an asking price of $214,900. This property was built in 1950 and has 3 bedrooms and 1 full baths with 970 sq. ft. Garfield Street is located in the Lovemans Addn subdivision. Search Lovemans Addn real estate on www.clhomes.com today.

Property Features

Property Type: Residential - Single Family
Basement: Crawl Space
Cooling: Central Air
Heating: Central
Lot Size: 0.12 Acres
Taxes: $1,139
Year Built: 1950

Feature Descriptions

Appliances: Dishwasher, Free-Standing Gas Range, Gas Water Heater, Refrigerator
Common Amenities: Sidewalks
Days on Site: 44
Exterior: Vinyl Siding
Exterior Amenities: None
Flooring: Hardwood
Interior Amenities: Open Floorplan, Primary Downstairs, Tub/shower Combo, Connected Shared Bathroom
Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
Lot: Level
Lot Dimensions: 40X135
Parcel #: 146f N 013
Parking: Off Street
Patio/Porch: Deck, Patio, Porch
Utilities: Phone Available, Sewer Connected
Windows: Aluminum Frames, Vinyl Frames

Local Schools

High School: Brainerd High
Middle School: Orchard Knob Middle
Elementary School: Orchard Knob Elementary

Listed By / Shown By

Listed By

Agency Name: Auben Realty
Agency Phone: 423-454-1413

Shown By

Agency Title: Crye-Leike Real Estate Services
Agency Phone: 866-253-4666

IDX logo

Source: CARMLS

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Estimated Payment

$ 635.87 per month $478.27 Principal & Interest $94.92 Property Tax $62.68 Homeowner's Insurance

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